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ETA Supports Harmonization of States’ Licensing Requirements for Money Transmitters

August 28, 2017 Via electronic submission to Comments@dfs.ny.gov Maria T. Vullo Superintendent of Financial Services New York State Department of Financial Services One State Street New York, New York 10004 Re: Emergency Rulemaking Permitted Use of Nationwide Multistate Licensing System and Registry (NMLS) in Submissions to the Department – I.D. No. DFS-29-17-00004-EP Dear Superintendent Vullo: The Electronic Transactions Association (“ETA”)1 appreciates this...

ETA signs joint trade letter of support to align the Fair Credit Reporting Act with other financial consumer protection laws

September 7, 2017 Dear Congressman Luetkemeyer: The undersigned organizations support H.R. 2359, the “FCRA Liability Harmonization Act,” sponsored by Representative Barry Loudermilk. We greatly appreciate your attention and look forward to the Committee’s consideration of the legislation as soon as possible. As you know, the FCRA Liability Harmonization Act would align the Fair Credit Reporting Act (FCRA) with other financial consumer protection laws by...

ETA Supports Harmonization of States’ Licensing Requirements for Money Transmitters

August 28, 2017 Via electronic submission to Comments@dfs.ny.gov Maria T. Vullo Superintendent of Financial Services New York State Department of Financial Services One State Street New York, New York 10004 Re: Emergency Rulemaking Permitted Use of Nationwide Multistate Licensing System and Registry (NMLS) in Submissions to the Department – I.D. No. DFS-29-17-00004-EP Dear Superintendent Vullo: The Electronic Transactions Association (“ETA”)1 appreciates...

ETA Files Comments to the CFPB Addressing Proposed Amendments to Rules Concerning Prepaid Accounts

August 14, 2017 The Electronic Transactions Association (ETA) filed comments to the Consumer Financial Protection Bureau (CFPB) today addressing proposed amendments to rules concerning prepaid accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z). ETA appreciates the Bureau responding to compliance challenges raised by the industry by proposing additional substantive changes to existing rules. However, there remains a...

Why the CFPB’s Anti-Arbitration Rule Hurts Consumers

July 25, 2017 The Consumer Financial Protection Bureau (CFPB)’s final rule regulating arbitration agreements for consumer financial products and services will harm consumers. Many of the CFPB’s key findings cited to support its rules are not consistent with its study on arbitration and do not justify the imposition of limitations on the use of pre-dispute arbitration agreements. Learn more here. Share this:...

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