Should Isis, Google Wallet Focus on POS Disruption?

Should Isis and Google Wallet be focusing more on “disrupting” the point of sale experience rather than “enhancing” it with near field communications. “Yes,” says Cherian Abraham, advisor at Experian Global Consulting Practice, North America. The opportunity is to vastly … Continue reading

ETA Launches Mobile Payments Committee

The Electronic Transactions Association has launched a new “Mobile Payments Committee,” an industry-wide task force of representatives from top companies in the mobile payments industry, including all four major mobile network operators – AT&T, Sprint, T-Mobile, and Verizon. The Mobile … Continue reading

Retailers Now Driving Mobile Commerce

Every two-sided market (economic platforms having two distinct user groups that provide each other with network benefits, such as credit cards, composed of cardholders and merchants; health maintenance organizations (patients and doctors); operating systems (end-users and developers), travel reservation services … Continue reading

P2P is a Big Deal in Some Markets

You might argue that “mobile commerce” is going to be more important in developed nations, while “mobile payments” are going to be more important in developing countries, if you define mobile payments as “peer to peer money transfers.” It isn’t … Continue reading

Mobile Banking Value is Indirect; Mobile Payments Value is Direct

It makes sense that banks would embrace mobile banking, including the ability to use a mobile device to check balances, pay bills and transfer funds between accounts, just as it made sense for banks to adopt automated teller machines. In … Continue reading

Differentiating Smart Phone, Tablet Web Experiences for Mobile Marketing

A guest post by Tim Murphy of Keynote Systems IDC Research estimated that in 2012 smart phone shipments will reach 686 million and media tablets will hit the 106.1 million mark. As the mobile industry continues to grow, so do … Continue reading

Hardware Agnostic Mobile Wallets Will Gain Share Faster than NFC

Hardware-agnostic mobile wallets face fewer hurdles than wallets using near field communications, and will have faster adoption, says Denée Carrington, Forrester Research analyst, a not unreasonable point of view. Consider that, by her forecast, about 25 percent of U.S. consumers … Continue reading

Global Mobile Data Growth Rates Will Slow in 2015

The global volume of mobile data traffic will exceed 107 exabytes in 2017, according to ABI Research. This total traffic volume will be eight times more than what is expected for 2012. As big as those numbers are, ABI Research … Continue reading